Wharton FinTech Podcast

Tarang Gupta hosts Dee Choubey, CEO and Founder of MoneyLion. MoneyLion is an all-in-one finance app that gives consumers access to a comprehensive suite of products and personalized advice, making it more engaging to bank, borrow, save, invest, and grow. In this episode you will hear about: - Building a culture of innovation within an organization - How to be successful in B2C vs B2B fintech - Challenges of taking a fast growing private company public - Why starting up is easier than it was a decade ago - Where does crypto fit in consumer finance And much more! About Dee Choubey Dee Choubey is the Co-Founder and CEO of MoneyLion. Prior to starting MoneyLion, Dee was an investment banker and had worked at Barclays, Goldman Sachs, and Citigroup; he also served as a Vice President at Citadel Securities. Dee holds a BA in Economics with Honors from the University of Chicago. About MoneyLion Founded in 2013, MoneyLion is a public company on a mission to rewire the American banking system to make money more approachable and to give consumers a more accessible and sustainable path to their goals. Special Announcement The 3rd Annual Wharton Fintech Conference scheduled for March 30 and 31, 2023. This year's lineup includes speakers from Greycroft, QED Investors, Ribbit, Visa, PayPal, Chime, Ripple, and more. Go to www.whartonfintechconference.com to get tickets! For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Kailee Costello hosts Caesar Sengupta, CEO and Co-Founder of Arta Finance. Arta is a digital family office that offers proprietary AI-Managed Portfolios and gives customers access to alternative asset investments such as private equity and real estate. In this episode you will hear about: - Arta’s mission to give more people access to the ‘financial superpowers of the rich’ and how Arta’s technology differs from other robo-advice and AI/ML personal finance offers - Trust and transparency in financial investing - Caesar’stransition from being a leader at a large tech company to founding a startup, and his advice for anyone looking to start a FinTech company - Arta’s recent acquisition of Money Minx - Trends impacting the personal finance sector - Challenges and learnings from Ceasar’s experience leading Google Pay - And much more! About Caesar Sengupta Caesar Sengupta is the co-founder and CEO of Arta Finance. Prior to Arta, Caesar was at Google, where he was the VP & GM of Payments & the Next Billion Users initiative. He led Google Pay, which went from 0 to over 175 million users in 5 years. He earned an MBA from the Wharton School and an MS in Computer Science from Stanford University. About Arta Finance Arta Finance is a digital family office that offers proprietary AI-Managed Portfolios and gives customers access to alternative asset investments such as private equity and real estate. Arta raised $90M Series A at the end of 2022. Special Announcement The 3rd Annual Wharton Fintech Conference scheduled for March 30 and 31, 2023. This year's lineup includes speakers from Greycroft, QED Investors, Ribbit, Visa, PayPal, Chime, Ripple, and more. Go to www.whartonfintechconference.com to get tickets! For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Kailee’s Twitter: @KaileeCostello_ Kailee’s LinkedIn: https://www.linkedin.com/in/kaileecostello/

Josh Benadiva and Kailee Costello sit down with David Jegen and Abdul Abdirahman from F-Prime Capital to discuss the State of Fintech 2023 Report. Josh and Kailee discuss how David’s lengthy experience in FinTech has informed his perspective on the most recent business cycle, and hear from Abdul about how the Fintech Index got its start and much more. F-Prime Capital is an independent venture capital group that grew from Fidelity Investments. They have been backing entrepreneurs building ground-breaking companies for over fifty years. F-Prime has more than $3B under management and has invested in companies from Alibaba and Prosper to Toast and Flywire.

Tarang Gupta hosts Neal Desai, CEO & Co-founder of Kafene, a fintech company helping consumers with affordable lease-to-own options for furniture, appliances, electronics, tires, and more. In this episode you will hear about - What is lease-to-own (LTO) and how it is different from the BNPL model - Challenges of disrupting and modernizing a legacy industry - Difference between financing companies holding risk on balance sheets vs those that operate as a marketplace - Not letting fear dictate one's decision making process - Value that an MBA added to Neal’s entrepreneurial journey And much more! About Neal Desai Neal Desai is the Co-Founder and CEO of Kafene. Before Kafene, Neal was the CFO at Octane Lending, a fintech unicorn. Neal also has almost 15 years of experience as a portfolio manager and a trader at companies like Alpine Partners, Summit Securities, and Merrill Lynch. Neal holds an MBA from the Wharton School and a B.A. from Princeton University. About Kafene Kafene is a Series B fintech startup that is a point-of-sale payment partner and underwriting technology platform helping retailers offer flexible lease-to-own (LTO) purchase options for prime and nonprime consumers. Special Announcement The 3rd Annual Wharton Fintech Conference scheduled for March 30 and 31, 2023. This year's lineup includes speakers from Greycroft, QED Investors, Ribbit, Visa, PayPal, Chime, Ripple, and more. Go to www.whartonfintechconference.com to get tickets! For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Tarang Gupta hosts Todd Schwartz, CEO, Executive Chairman, and Founder of OppFi, a fintech platform that helps everyday Americans gain access to credit with digital specialty finance products. In this episode you will hear about - How observing pawn shops inspired Todd to start OppFi - OppFi's partnerships with incumbent banks to provide services to underserved consumers - Alternate data analysis and how OppFi underwrites loans - OppFi's special 'Turn-up' program to help borrowers find lower cost debt options And much more! About Todd Schwatz Todd Schwartz is the CEO, Chairman, and Founder of OppFi. He is also a Principal at Schwartz Capital Group, a dynamic family investment business based in Chicago, IL, and a Partner at Strand Equity, a LA-based growth equity firm investing in consumer brands. Previously, Todd founded the multi-family real estate company Beach Coast Properties in California. He also holds a B.S. in finance from Tulane University. About OppFi Based in Chicago, OppFi provides a fintech platform to streamline the personal lending process and provide access for underserved borrowers and middle-income, credit-challenged consumers who do not qualify for traditional loan options. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Andrew Janssens hosts Michael Gilroy, Co-Head of Growth Investing and Head of Fintech at Coatue. Coatue is a multi-stage technology investor across both private and public markets. In this episode you will hear about: - Michael's investing philosophy - The State of Fintech in 2023 - Coatue's proposed "Rule of 200" for fintech investments - And much, much more! About Michael Gilroy Michael is a thought leader in the fintech space, and recently co-published "Fintech & the Pursuit of the Prize" a widely-cited assessment of the Fintech space that was presented at last year's Money 20/20. Prior to Coatue, Michael was a Partner at Canaan, an early-stage VC fund.

Tarang Gupta hosts David Yang, Partner at Activant Capital, a global investment firm that partners with high-growth companies that are transforming commerce. In this episode you will hear about - Escape velocity and hyper growth from an investor’s point of view - What David enjoys about his role as an investor - How Activant thinks about selecting companies to invest in - Segments within fintech are going to boom And much more! About David Yang David joined Activant in February 2021, and brings nearly fifteen years of tech investment experience across private and public markets. He helps lead the firm’s investment committee and focuses primarily on e-commerce, logistics, and B2C fintech. Prior to joining the firm, David built his investing career at TA Associates, Warburg Pincus, and Access Industries. He received his undergraduate degrees from Wharton and an MBA from Stanford Graduate School of Business. About Activant Capital Founded in 2015, Activant Capital is a global investment firm with offices in Greenwich, New York, Berlin, and Cape Town and $1.5 billion in assets under management. Activant believes in supporting relentless entrepreneurs who are transforming industries. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Tarang Gupta hosts John Paasonen, Co-Founder & CEO of Maxwell, a digital mortgage platform providing tech solutions to mortgage lending institutions across the US. In this episode you will hear about - Complexities creating inefficiencies in the mortgage industry - Why John chose to focus on small to midsize lenders - Maxwell's decision to enter the secondary market for mortgage loans - The rising startup ecosystem in Denver And much more! About John Paasonen John the Co-Founder and CEO of Maxwell. He is a fintech industry veteran with over 8 years of experience at PayPal and American Express. John founded Maxwell in 2015 after being frustrated with the mortgage process, and set about to modernize and inject transparency, equity, and efficiency into the mortgage process. John has a BA from Taylor University and an MBA from the Duke University. About Maxwell Founded in 2015, Maxwell was started to provide a better mortgage process for lenders and borrowers. Maxwell offers solutions that would help local mortgage lenders gain efficiency, streamline their processes, and focus on high-value work to grow their businesses and win against the industry’s largest players. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Tarang Gupta hosts Rob Petrozzo, Co-Founder and Chief Product Officer of Rally, a digital platform for buying & selling equity shares in collectible assets. In this episode you will hear about - Rob’s journey from a designer to a fintech entrepreneur - Types of collectibles available on Rally - How Rally selects and price collectibles - Why collectibles must be a part of a 21st century portfolio - Rob’s opinion on NFTs vs physical collectibles And much more! About Rob Petrozzo Born and raised in Brooklyn, Rob was the first in his family to graduate from college. He studied Marketing Communication and Graphic Design at Philadelphia University. After college, he launched a boutique consulting firm and began a prolific career in design. Rob was quickly recognized and began designing for Kayne West, John Legend, Young Geezy, and DJ Drama. Rob regretted missed investment opportunities in fine art and collectibles because he didn’t have access to cash. For Rob, Rally’s mission is to provide access to collectibles by offering fractional ownership to the enthusiast-class. About Rally Rally is the pioneer alternative investing platform for blue-chip and digital collectibles, including classic cars, sports memorabilia, Birkin Bags, watches, and NFTs, totaling over 400 assets in 19+ different categories. The platform has over 400,000 users. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Tarang Gupta hosts Archie Ravishankar, Founder and CEO of Cogni, a digital platform on a mission to provide easy, transparent and accessible banking and lifestyle services. In this episode you will hear about - What sets Cogni apart from other digital banks - Why Cogni decided to enter the Web3 space - How a non custodial crypto wallet works - Importance of sticking to one’s core values in business - One innovator that Archie admires And much more! About Archie Ravishankar Archie is the Founder and CEO of Cogni. Prior to Cogni, Archie was Investment Director at Manor Estate Family Office, Board Member at GP Pacific Engineering and Construction, and Director of Partnerships and Strategy at Hudooku Solutions. Archie is currently a Forbes Finance Council Member, a Board Member of Howard Brain Sciences Foundation, and a Board Member of Centre for Advanced Defense Studies. About Cogni Founded in 2018 with the idea that anyone, anywhere should be able to access personalized financial and lifestyle services, Cogni is a digital platform that provides easy access to Web2 and Web3 services (traditional finance, crypto, NFT’S, gaming and meta verse). For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Tarang Gupta and Nidhi Singh host Alex Harris, Founding Partner at Fiat Growth and GP at Fiat Ventures. Fiat Growth is a growth shop focused on data backed decision making, innovation, iteration and execution. In this episode you will hear about - Alex’s experience of working at high-growth fintech startups - Fiat's belief in supporting founders from underrepresented communities - Interesting trends in the fintech industry - Why Alex prioritized happiness over money in his career And much more! About Alex Harris Alex is the Founding Partner of Fiat Growth and is a General Partner at Fiat Ventures. Alex possess deep experience as a growth operator, most recently he led Paid Growth and Partnerships at Chime, leading them from Series A to Unicorn status at Series D. At Fiat, Alex has helped many fintech brands grow including Bestow, Sundae, Root, Trellis, Simplist and Greenwood among others. Alex holds an undergraduate degree from the University of California at Berkeley, as well as a Juris Doctorate and MBA from Seattle University. About Fiat Growth Fiat Growth is the market leading growth shop in the startup space built to optimize growth in a capital efficient way without sacrificing the need for top talent. The diverse team includes leaders from Chime, SoFi, Paypal, Credit Karma, Steady, Unison, Ripple, Amex and other market leaders. With headquarters in SF and NYC, the team offers holistic growth tailored to a company's individual needs and goals. Areas of expertise include: Go-To-Market Strategy, Lifecycle, Referral, Paid Growth, Design, Affiliate and Strategic Partnerships, Influencer Marketing and Investment Advisory. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Tarang Gupta and Nidhi Singh host Miguel Fernandez, CEO and Co-founder at Capchase, a growth partner for SaaS companies providing flexible and non-dilutive funding. In this episode you will hear about - Miguel’s entrepreneurial journey from Europe to the US - Challenges that SaaS companies face with upfront costs - Why Miguel enjoyed his time at Harvard Business School but still chose to dropout - How Capchase is enabling capital access for small businesses And much more! About Miguel Fernandez Miguel is Co-founder and CEO of Capchase, he lives and breathes SaaS and is constantly thinking about how to solve founders’ needs around cash and revenue management. Miguel suffered most of the pains that Capchase is trying to solve while scaling sales, customer success and international at Geoblink, before pursuing an MBA at Harvard Business School and dropping out to start Capchase in early 2020. When not at work, Miguel loves helping founders that are just starting out to help them achieve product market fit as fast as possible. About Capchase Founded in 2020, Capchase's mission is to help SaaS companies grow their businesses faster through non-dilutive capital, market insights, and community support. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Andrew Janssens hosts Peter Lord, CEO and Founder of Codat. Peter founded Codat, "the universal API for small business data" in 2017. Codat connects small businesses' consented data from banking, accounting and commerce platforms to fintechs and financial institutions. In June 2022, Codat raised a $100M Series C from investors including: JP Morgan, PayPal, Shopify and Plaid. In this episode you will hear about: - Pete's start in Computer Science and SMB lending, and how it led him to found Codat - What being "the Universal API for Small Business" means to Codat - Open Banking and Codat's proposal for Open Finance - Compare and contrast on the fintech scenes in the UK and USA - And much, much more! For more FinTech insights, follow us below: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Andrew’s Twitter: twitter.com/Adhjanssens Andrew’s LinkedIn: linkedin.com/in/andrew-p-janssens/

Tarang Gupta hosts TX Zhuo, General Partner, and Gabriella Brignardello, Vice President at Fika Ventures, a seed-fund investing in fintech, enterprise software, and marketplaces. In this episode you will hear about: - Fika Ventures' manifesto of "whole stories, not headlines" - How to be an effective investor - Interesting startups that Fika has invested in - Segments that TX and Gabriella believe will drive the growth of fintech And much more! About Gabriella Brignardello Gabriella began her career at EY-Parthenon. After three years in consulting, she transitioned to a venture role at WndrCo, a consumer technology holding company, before joining Fika Ventures in 2021. She is also involved in fundraising and operational initiatives for Mi Casa de Angeles, a nonprofit she founded in 2009. Gabriella holds a BS in Symbolic Systems from Stanford University. About TX Zhuo TX has been involved with startups since his college days where he started and sold an online college textbook marketplace. After a stint at McKinsey, he came back to his roots and served as the CFO for an electric vehicle startup. In 2012, he co-founded Karlin Ventures, based in Los Angeles, where he served as the managing partner for 4 years before co-founding Fika Ventures. TX holds an MBA from Stanford GSB. About Fika Ventures Fika Ventures is an LA-based seed fund that invests in founders solving meaningful, systemic problems through the use of data, related AI-enabled technologies, and automation, especially in the fintech, enterprise software, marketplaces, and digital health sectors. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Tarang Gupta hosts Vishal Garg, Founder and CEO at Better, the #1 digital mortgage lender in the US. In this episode you will hear about: - Vishal's belief that credit is a great socio-economic equalizer - How trying to get a mortgage turned into the inspiration behind Better - The unique thing about Better that makes it a true marketplace - One professional decision that Vishal would like to change And much more! About Vishal Garg Vishal is the Founder and CEO of Better. At 21 years old, Vishal dropped out of the investment banking analyst program at Morgan Stanley to start MyRichUncle, which he grew to the second largest private student lender in the United States. Vishal is also an advocate for leveling the playing field through public education. In 2021, he launched a partnership with the Fund for Public Schools in NYC, donating nearly $2M to purchase Chromebooks, iPads, books, and uniforms for New York City public school students. About Better Since its founding in 2015, Better has originated over $100 billion in home loans, more than $38 billion in insurance, and over $3 billion in real estate transactions, all entirely online and commission-free. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Nihar Bobba hosts Seema Amble, a partner focused on fintech investments at a16z. She primarily focuses on B2B fintech, such as payments, CFO tools, and vertical software, globally. She serves on the boards of Mvmnt and Stoik. Prior to joining Andreessen Horowitz, Seema had been investing in fintech for over a decade. She was a vice president at Goldman Sachs Investment Partners, a venture growth fund, where she focused on leading investments in fintech and Latin America. Previously, she worked at LeapFrog Investments, an emerging markets fund, and at Altamont Capital Partners. She began her career at Blackstone. Seema also worked at the Consumer Financial Protection Bureau while in law school. Seema has a BA in Economics, magna cum laude, and a JD/MBA from Harvard University, where she was a Baker Scholar. In this episode you will hear about: - Seema's path into fintech - Her thoughts on fintech business models in emerging markets - Why she's excited about b2b payments, and a whole lot more

Tarang Gupta hosts Alfred Chuang, Founder and General Partner at Race Capital, a venture capital firm that invests, builds, and partners with exceptional founders building the future. In this episode you will hear about: - What Alfred loves about a venture's journey from zero to one - Web3 and its influence on the future of fintech - Achieving repeated success as an entrepreneur - Economic downturns and its hidden opportunities for VCs And much more! About Alfred Chuang Alfred is the Founder and General Partner at Race Capital. Recognized by Andreessen Horowitz as “Silicon Valley CEO’s CEO”, Alfred is an accomplished entrepreneur, having co-founded and taken BEA Systems public. Prior to BEA, Alfred spent eight years and a half years at Sun Microsystems where he led product development and network infrastructure. Alfred received a B.S. in computer science from the University of San Francisco and a Master’s degree in computer science from the University of California, Davis. About Race Capital Based in San Francisco, Race Capital invests in seed, pre-seed, and few idea stage companies and is generally focused on all things B2B/Enterprise on the infrastructure layers of the tech stack. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Tarang Gupta hosts Patrick Gauthier, CEO at Convera, the largest non-bank B2B cross-border payments company in the world. In this episode you will hear about - What makes Convera the dominant player in cross-border payments - Countries that are going to drive the future of fintech - Operational differences in B2B vs B2C financial services organizations - What working with Jeff Bezos is like And much more About Patrick Gauthier Patrick joined as the CEO of Convera in 2021 after having held senior leadership roles at Amazon, PayPal, and Visa. He has deep expertise in developing high-performance teams and building high-growth businesses. Patrick holds several patents related to payment systems and is a recognized thought leader on the future of commerce and payments, with recurring appearances on CNBC and at industry conferences. Patrick holds a master's degree in Computer Science from Telecom SudParis in France. About Convera Convera is the largest non-bank B2B cross-border payments company in the world. Formerly Western Union Business Solutions, Convera leverages decades of industry expertise and technology-led payment solutions to deliver smarter money movements to customers. In 2020, Convera processed over $110 billion in transactions, with a customer base of more than 30,000 small and medium-sized businesses, educational institutions, financial institutions, law firms, and NGOs spanning over 40 countries and territories and 140 currencies. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Tarang Gupta hosts Gayathri Rajan, Chief Product Officer at DriveWeath, a pioneer in fractional investing and brokerage infrastructure. In this episode you will hear about: - Fractional investing and its role in attracting retail investors - Identifying a great product-market fit - Future of embedded finance and its potential to spawn business opportunities - Why building B2B products is exciting And much more! About Gayathri Rajan Gayathri currently serves as DriveWealth’s Chief Product Officer, where she leads the firm’s strategy in developing and launching high-demand financial services products for investors worldwide. Gayathri joined DriveWealth following a 16-year stint as a product leader at Google, where she built the enterprise business for Google Maps and founded Google’s payments platform. Prior to Google, Gayathri held several positions at the Vanguard Group and Financial Engines. Gayathri holds a BA and M.Eng in Chemical Engineering from the University of Cambridge, an MSc in Computer Science from the University of Pennsylvania and an MBA from Stanford University. About DriveWealth DriveWealth is the pioneer of fractional equities trading and embedded investing. It provides solutions that are transforming the investing landscape and powering 100+ fintechs, neobanks, & wallets worldwide. DriveWealth’s consultative support and cloud-based, industrial strength technology platform allow partners to seamlessly offer branded investing experiences to drive customer acquisition, loyalty, retention, and revenue growth. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100

Tarang Gupta hosts Andy Bromberg, CEO of Eco, a consumer fintech company that lets you spend, send, save, and make money, all in one app. In this episode you will hear about - Building an open rewards system - Working towards maximizing wealth of the community - Navigating market cycles in crypto - Choosing the right investors and colleagues And much more! About Andy Bromberg Prior to joining Eco as the CEO, Andy was Co-founder and President of CoinList, a leading platform for token sales, trading, and other financial services for digital asset projects. Andy is also a founding board member at FreeWorld, a non-profit seeking to end institutionalized poverty in the United States by providing access to living-wage jobs for people with criminal histories. Andy studied Mathematics and Computer Science at Stanford University and co founded the Stanford Bitcoin Group. About Eco Eco is a digital wallet that is replacing checking accounts, credit cards, and more with a single balance that rewards you each time you make a transaction. The app uses Eco Points, a new rewards currency that helps align the interest of everyone in the Eco community. For more FinTech insights, follow us on WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Tarang’s Twitter: twitter.com/tg_tarang Tarang’s LinkedIn: linkedin.com/in/taranggupta100