Between Life and Money: Finding Balance

Jeffrey Panik

Welcome to Between Life and Money: Finding Balance, with Jeffrey Panik from Balance Wealth Partners! In this podcast, we get real about money, breaking down the good, the bad, and the smart of spending and investing, all tailored just for you. We do this by guiding and helping you strike that perfect balance between living your best life now and planning for the future. Finances can be complicated but don’t have to be. Join us for this journey where we are planning for more than retirement. We are planning for life. read less

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Navigating Market Volatility: Strategies for Staying Steady in Unsteady Times (Ep. 23)

Navigating Market Volatility: Strategies for Staying Steady in Unsteady Times (Ep. 23)

Worried about the latest market swings? Jeff Panik shares insightful strategies to keep your finances steady. He compares market volatility to a roller coaster, noting that younger investors may have more resilience to handle dips, while retirees may benefit from a more cautious approach. Risk tolerance changes with life stages, and emotional decisions during market … Read More Read More

Episodes

Navigating Market Volatility: Strategies for Staying Steady in Unsteady Times (Ep. 23)

Navigating Market Volatility: Strategies for Staying Steady in Unsteady Times (Ep. 23)

Worried about the latest market swings? Jeff Panik shares insightful strategies to keep your finances steady. He compares market volatility to a roller coaster, noting that younger investors may have more resilience to handle dips, while retirees may benefit from a more cautious approach. Risk tolerance changes with life stages, and emotional decisions during market … Read More Read More

Tackling Debt and Loans: Smart Strategies for Credit Cards and Auto Financing (Ep. 22)

Tackling Debt and Loans: Smart Strategies for Credit Cards and Auto Financing (Ep. 22)

Crushed by credit card debt or feeling trapped by a high-interest auto loan? It’s time to take back control of your finances. In this episode, host Jeff Panik shines a spotlight on the staggering $1.15 trillion credit card debt crisis, revealing how record-high interest rates of 22.75% and widespread financial illiteracy are making things worse … Read More Read More

Financial Literacy: Strategies to Master Budgeting and Building Wealth (Ep. 21)

Financial Literacy: Strategies to Master Budgeting and Building Wealth (Ep. 21)

Are you stuck in a rut of living paycheck to paycheck? Enhance your financial situation with a more strategic budgeting plan. Managing your finances can feel overwhelming, but what if you could turn it into a simple, manageable routine? In this episode, host Jeff Panik, CFP®, MSFS, CRPS untangles the budgeting process, sharing practical, easy-to-follow … Read More Read More

Financial Literacy for Young Adults: Building a Strong Foundation (Ep. 20)

Financial Literacy for Young Adults: Building a Strong Foundation (Ep. 20)

How do we best prepare young people with the skills and tools that they need for a financially stable future? In a world where financial missteps can have long-lasting consequences, host Jeff Panik discusses the essential topic of financial literacy for young adults in this episode of “Between Life and Money: Finding Balance.” Jeff unpacks … Read More Read More

Understanding Healthcare: Navigating Costs, Plans, and Life Stages (Ep. 19)

Understanding Healthcare: Navigating Costs, Plans, and Life Stages (Ep. 19)

Are you making the best healthcare choices for your life stage and wallet? Don’t let healthcare costs surprise you—arm yourself with the knowledge to make informed decisions. Join host Jeff Panik, CFP®, MSFS, CRPS in this essential episode where he untangles the often overwhelming world of healthcare, helping you make decisions that are right for … Read More Read More

How the Federal Reserve Shapes Our Economy (Ep. 18)

How the Federal Reserve Shapes Our Economy (Ep. 18)

Ever wondered how the Federal Reserve impacts your daily life? Join us for this episode of “Between Life and Money: Finding Balance” as host Jeff Panik explores the complexities and common misconceptions surrounding the Federal Reserve (the Fed). Jeff explains the history, structure, and vital role of the Fed in maintaining economic stability. This episode … Read More Read More

Why RMD Rules Matter in Retirement Planning (Ep. 17)

Why RMD Rules Matter in Retirement Planning (Ep. 17)

Are you ready to handle the complexities of Required Minimum Distributions (RMDs) in your retirement plan? In this episode, host Jeff Panik, CFP®, MSFS, CRPS breaks down the latest RMD regulations, tax implications, and effective strategies for managing these distributions on the latest episode of ‘Between Life and Money: Finding Balance.’ This episode is essential … Read More Read More

The Differences in Roth Accounts, IRAs, and 401(k)s for Retirement Planning (Ep. 16)

The Differences in Roth Accounts, IRAs, and 401(k)s for Retirement Planning (Ep. 16)

In a time when national debt is rising and government support is uncertain, there is a likely chance of changes to the tax landscape. Would you be prepared in this situation? While no changes are certain, it’s beneficial to understand how Roth IRAs and 401(k)s are a strategy that could help you prepare for an … Read More Read More

Financial Literacy Resources to Prepare for the Unexpected (Ep. 15)

Financial Literacy Resources to Prepare for the Unexpected (Ep. 15)

Do you have a plan in place for your loved ones if an unexpected event left you incapacitated? Join us for this unmissable episode of ‘Between Life and Money: Finding Balance,’ as host Jeff Panik explores the critical importance of having the right documents in place for financial and medical planning when life throws sudden … Read More Read More

Financial Literacy: Safeguarding Your Income with Disability Insurance (Ep. 14)

Financial Literacy: Safeguarding Your Income with Disability Insurance (Ep. 14)

What would happen if you suddenly couldn’t work due to an accident or illness? In this insightful episode of ‘Between Life and Money: Finding Balance,’ host Jeff Panik discusses the importance of disability insurance. He breaks down the necessity of both short-term and long-term disability coverage, highlighting how these insurance types can shield you from … Read More Read More

Financial Literacy: How To Understand and Simplify Your Health Insurance (Ep. 13)

Financial Literacy: How To Understand and Simplify Your Health Insurance (Ep. 13)

Are you unsure about how to prepare for unforeseen medical bills? Navigating the maze of health insurance can be daunting, but host Jeff Panik is here to help. In this enlightening episode of ‘Between Life and Money: Finding Balance’ Jeff simplifies the complexities of health insurance. He discusses the importance of having the right coverage … Read More Read More

Financial Literacy & Navigating Social Security (Ep. 12)

Financial Literacy & Navigating Social Security (Ep. 12)

Thinking about when to start Social Security? Discover strategies that could boost your retirement income. Elevate your understanding of Social Security with host Jeff Panik in this pivotal episode of ‘Between Life and Money: Finding Balance’. We uncover the critical role of the Federal Insurance Contributions Act (FICA) and its evolving impact on both Social … Read More Read More

How To Find the Best Banking Option for You (Ep. 11)

How To Find the Best Banking Option for You (Ep. 11)

From ATMs to apps, banking has changed. Have your banking choices kept up? Join us for this essential episode of ‘Between Life and Money: Finding Balance’ featuring Jeff Panik from Balance Wealth Partners. This episode clarifies the various avenues and nuances in the world of banking, tracing the transition from traditional banking methods to today’s … Read More Read More

Buying vs Leasing a Vehicle – How to Make the Right Decision (Ep. 10)

Buying vs Leasing a Vehicle – How to Make the Right Decision (Ep. 10)

Are you torn between buying or leasing your next vehicle? Let’s find the best option for you! Today on Between Life and Money, Jeff Panik explores the age-old debate of buying versus leasing your next vehicle, unraveling the key steps and considerations to ensure you make an informed decision. Join him as he goes over … Read More Read More

Why Every Smart Saver Needs an Emergency Fund (Ep. 9)

Why Every Smart Saver Needs an Emergency Fund (Ep. 9)

To prepare for the unexpected, there is a big question that not many of us know the true answer to. How much do you really need in an emergency fund? Dive into this must-hear episode of ‘Between Life and Money: Finding Balance’ with Jeff Panik, where we untangle emergency funds – a key tool for … Read More Read More

Understanding and Managing Your Credit Score (Ep. 8)

Understanding and Managing Your Credit Score (Ep. 8)

Ever puzzled over what makes a good credit score? Join us in this insightful episode of ‘Between Life and Money: Finding Balance with Jeffrey Panik,’ where we unravel the complexities of credit scores – a pivotal element in personal finance. Dive into the world of credit scores, understand their impact on major life decisions, and … Read More Read More

Strategies for Balancing Your Credit Card Debt (Ep. 7)

Strategies for Balancing Your Credit Card Debt (Ep. 7)

Are you grappling with the burden of credit card debt? You’re not alone. Today on ‘Between Life and Money: Finding Balance’ we dive into the daunting reality facing many Americans. With the nation’s credit card debt hitting an overwhelming $1.1 trillion and average interest rates soaring at 21%, it’s clear that the cost of borrowing … Read More Read More

How To Protect Your Identity From Theft (Ep. 6)

How To Protect Your Identity From Theft (Ep. 6)

Is your identity safe online? Join Jeff Panik from Balance Wealth Partners on ‘Between Life and Money’ as he dives into the crucial topic of identity theft and fraud. Jeff emphasizes that no one is immune to these threats and highlights the importance of proactive measures to safeguard personal information in today’s digital era. Key … Read More Read More

How to Pay for College Without Breaking the Bank (Ep. 5)

How to Pay for College Without Breaking the Bank (Ep. 5)

Are soaring college costs holding your dreams hostage? Dive into a critical discussion on ‘Between Life and Money,’ where host Jeff Panik from Balance Wealth Partners confronts the challenge of financing a college education in an era of skyrocketing costs. Jeff offers a sensible approach, stressing the importance of calculating the return on investment for … Read More Read More

Financial Literacy, Education, and Securing Your Future (Ep. 4)

Financial Literacy, Education, and Securing Your Future (Ep. 4)

Are you prepared to navigate your financial future? Join Jeff Panik from Balance Wealth Partners for an insightful chat in this essential episode of “Between Life and Money: Finding Balance.” Uncover the critical state of financial education and its essential role in securing a stable future. With a shocking revelation that only 22 states have … Read More Read More