The single biggest determinant of when you can retire comfortably isn’t stock prices, investment returns, or inflation. It’s your savings rate. A few small and simple adjustments to how much you save, where you save it, and your overall spending habits can have a significant impact on your retirement timeline.
In this episode of Own Your Wealth, host Jason Deshayes and special guest Mike Holloway, CFP® unpack the biggest factors that can benefit—or slow—your retirement savings growth, like market uncertainty, healthcare costs, and the savings tools you leverage along the way.
Listen now to learn:
How your family situation, health status, and spending habits impact your retirement needs
Why diversifying your savings and investment strategies can protect you from down markets
The importance of taking Social Security at the right age
Why timing the market is a losing game
And more
Resources:
Social Security Handbook
Health Spending Account
Connect with Michael Holloway:
LinkedIn: Michael Holloway
Connect with Jason Deshayes:
Linkedin: Jason Deshayes
Linkedin: Cook Wealth
Cook Wealth
Call: 919-784-9100
TLDR
Devin Friedman, Sarah Rieger, Matthew Karasz