Credibly

In this episode, we explore the critical steps small business owners need to take to secure the right financing. With only 17% of business owners feeling their financial condition is excellent, understanding your options and preparing in advance is key. Learn about traditional banks, SBA loans, and alternative financing providers, and discover four indispensable tips to make the loan application process smoother. Don't miss out on these essential tips to get a business loan. Read more: https://www.credibly.com/incredibly/business-loan-tips Stay Connected: https://www.credibly.com/ https://twitter.com/credibly360?lang=en https://www.linkedin.com/company/credibly/ https://www.facebook.com/RetailCapitalUS https://www.youtube.com/@Credibly https://open.spotify.com/show/6MBiWk440MOKy1Z4oMBagM Ryan Rosett, Founder & Co-CEO of Credibly https://www.linkedin.com/in/ryan-rosett-262b642/

Explore how fintech is transforming small business financing in this episode. Discover the advantages of fintech lending over traditional banking, including faster approvals, flexible requirements, and better rates. Learn how digital technology is making funds more accessible, especially for businesses in remote areas. Listen to insights from Credibly Founder Ryan Rosett on how fintech can help your business grow. Read the full article on Credibly’s website and add this podcast to your Spotify playlist for more. Full article: https://www.credibly.com/incredibly/blog/what-is-fintech-lending Stay Connected: https://www.credibly.com/ https://twitter.com/credibly360?lang=en https://www.linkedin.com/company/credibly/ https://www.facebook.com/RetailCapitalUS https://www.youtube.com/@Credibly https://open.spotify.com/show/6MBiWk440MOKy1Z4oMBagM Ryan Rosett, Founder & Co-CEO of Credibly https://www.linkedin.com/in/ryan-rosett-262b642/

What is equipment financing? Discover the differences between equipment loans and leases, explore various financing options including SBA loans, and learn about the potential benefits and pitfalls of each. Equip your business for success by understanding how to strategically manage your financial resources.  Read more: https://www.credibly.com/incredibly/blog/what-is-equipment-financing Stay Connected: https://www.credibly.com/ https://twitter.com/credibly360?lang=en https://www.linkedin.com/company/credibly/ https://www.facebook.com/RetailCapitalUS https://www.youtube.com/@Credibly https://open.spotify.com/show/6MBiWk440MOKy1Z4oMBagM Ryan Rosett, Founder & Co-CEO of Credibly https://www.linkedin.com/in/ryan-rosett-262b642/

What is a merchant cash advance? Learn what MCAs are, their remittance options, and the vital considerations of rates and fees. Discover effective strategies for managing your business financing and the pros and cons of opting for an MCA. Read more: https://www.credibly.com/incredibly/blog/what-is-a-merchant-cash-advance Stay Connected: https://www.credibly.com/ https://twitter.com/credibly360?lang=en https://www.linkedin.com/company/credibly/ https://www.facebook.com/RetailCapitalUS https://www.youtube.com/@Credibly https://open.spotify.com/show/6MBiWk440MOKy1Z4oMBagM Ryan Rosett, Founder & Co-CEO of Credibly https://www.linkedin.com/in/ryan-rosett-262b642/

In this podcast episode, learn everything you need to know to answer “What is a long-term loan?” Learn about the differences between secured and unsecured loans, the benefits of opting for a longer repayment period, and how to navigate the potential downsides. Read more: https://www.credibly.com/incredibly/blog/what-are-long-term-loans Stay Connected: https://www.credibly.com/ https://twitter.com/credibly360?lang=en https://www.linkedin.com/company/credibly/ https://www.facebook.com/RetailCapitalUS https://www.youtube.com/@Credibly https://open.spotify.com/show/6MBiWk440MOKy1Z4oMBagM Ryan Rosett, Founder & Co-CEO of Credibly https://www.linkedin.com/in/ryan-rosett-262b642/

In this podcast episode, we explain what a business line of credit is. Discover the differences between secured and unsecured lines and the pros and cons. Read more: https://www.credibly.com/incredibly/blog/what-is-a-business-line-of-credit Stay Connected: https://www.credibly.com/ https://twitter.com/credibly360?lang=en https://www.linkedin.com/company/credibly/ https://www.facebook.com/RetailCapitalUS https://www.youtube.com/@Credibly https://open.spotify.com/show/6MBiWk440MOKy1Z4oMBagM Ryan Rosett, Founder & Co-CEO of Credibly https://www.linkedin.com/in/ryan-rosett-262b642/

What is a working capital loan? Discover the ins and outs of working capital loans, from their flexibility and quick funding advantages to the considerations and alternatives available. Read more: https://www.credibly.com/incredibly/blog/what-is-a-working-capital-loan\ Stay Connected: https://www.credibly.com/ https://twitter.com/credibly360?lang=en https://www.linkedin.com/company/credibly/ https://www.facebook.com/RetailCapitalUS https://www.youtube.com/@Credibly https://open.spotify.com/show/6MBiWk440MOKy1Z4oMBagM Ryan Rosett, Founder & Co-CEO of Credibly https://www.linkedin.com/in/ryan-rosett-262b642/

Learn about the top seven financial KPIs that every entrepreneur should monitor in 2024, from net profit margin to the impacts of seasonality on your business. Discover how these indicators can guide your financial strategy and how alternative lending could be the key to maintaining healthy finances. Read more: https://www.credibly.com/incredibly/blog/financial-kpis Stay Connected: https://www.credibly.com/ https://twitter.com/credibly360?lang=en https://www.linkedin.com/company/credibly/ https://www.facebook.com/RetailCapitalUS https://www.youtube.com/@Credibly https://open.spotify.com/show/6MBiWk440MOKy1Z4oMBagM Ryan Rosett, Founder & Co-CEO of Credibly https://www.linkedin.com/in/ryan-rosett-262b642/

Learn about vital resources for small businesses that can propel your business forward, with tools and organizations critical for growth and sustainability. From the invaluable assistance of the SBA to financial literacy programs and specialized support for women, veterans, and minority business owners, learn how these resources can transform your entrepreneurial journey.  Read more: https://www.credibly.com/incredibly/blog/resources-for-small-businesses Stay Connected: https://www.credibly.com/ https://twitter.com/credibly360?lang=en https://www.linkedin.com/company/credibly/ https://www.facebook.com/RetailCapitalUS https://www.youtube.com/@Credibly https://open.spotify.com/show/6MBiWk440MOKy1Z4oMBagM Ryan Rosett, Founder & Co-CEO of Credibly https://www.linkedin.com/in/ryan-rosett-262b642/

In this insightful episode, discover the varied sources of capital available to entrepreneurs, from equity and debt financing to SBA loans and crowdfunding. Learn how each option impacts cash flow, risk management, and business control. Read more: https://www.credibly.com/incredibly/sources-of-capital Stay Connected: https://www.credibly.com/ https://twitter.com/credibly360?lang=en https://www.linkedin.com/company/credibly/ https://www.facebook.com/RetailCapitalUS https://www.youtube.com/@Credibly https://open.spotify.com/show/6MBiWk440MOKy1Z4oMBagM Ryan Rosett, Founder & Co-CEO of Credibly https://www.linkedin.com/in/ryan-rosett-262b642/

Explore the essentials of franchise insurance in this informative podcast. Delve into the diverse policies crucial for franchisees and franchisors, covering everything from general liability to cyber threats.  Understand why adequate coverage is vital for risk management, business continuity, and legal compliance. Tailored for franchise operators, this episode offers expert insights to safeguard your investment. A must-listen for anyone in the franchising world. Read more: https://www.credibly.com/incredibly/franchise-insurance/  Stay Connected: https://www.credibly.com/ https://twitter.com/credibly360?lang=en https://www.linkedin.com/company/credibly/ https://www.facebook.com/RetailCapitalUS  https://www.youtube.com/@Credibly https://open.spotify.com/show/6MBiWk440MOKy1Z4oMBagM  Ryan Rosett, Founder & Co-CEO of Credibly https://www.linkedin.com/in/ryan-rosett-262b642/

Explore the critical decision-making process involved when small business owners contemplate whether to file bankruptcy. This podcast delves into the complexities of bankruptcy types, the impact on personal assets, and the importance of professional guidance. A must-listen for entrepreneurs facing financial challenges, seeking clarity on how to protect their interests and choose the right path for their business's future. Read more: https://www.credibly.com/incredibly/should-your-business-file-for-bankruptcy/ Stay Connected: https://www.credibly.com/ https://twitter.com/credibly360?lang=en https://www.linkedin.com/company/credibly/ https://www.facebook.com/RetailCapitalUS https://www.youtube.com/@Credibly https://open.spotify.com/show/6MBiWk440MOKy1Z4oMBagM Ryan Rosett, Founder & Co-CEO of Credibly https://www.linkedin.com/in/ryan-rosett-262b642/

Explore the world of collateral loans and asset-based lending in this insightful podcast. Designed for business owners navigating growth, we delve into how leveraging assets like inventory or invoices can unlock capital.  Learn the differences, pros, cons, and types of collateral loans, and gain essential tips for successful application.  A must-listen for those seeking practical financial solutions. Read more on our website and add us to your Spotify playlist for more business strategies Read more:  https://www.credibly.com/guides/collateral-loans/ Stay Connected: https://www.credibly.com/ https://twitter.com/credibly360?lang=en https://www.linkedin.com/company/credibly/ https://www.facebook.com/RetailCapitalUS https://www.youtube.com/@Credibly https://open.spotify.com/show/6MBiWk440MOKy1Z4oMBagM Ryan Rosett, Founder & Co-CEO of Credibly https://www.linkedin.com/in/ryan-rosett-262b642/

Discover the essentials of business loan document requirements in this informative podcast. We break down the key documents needed for both traditional and alternative financing, from balance sheets to business plans. Ideal for new and established business owners, this episode simplifies the loan application process. Gain insights to prepare effectively and enhance your chances of approval. Read more: https://www.credibly.com/incredibly/business-loan-requirements-document/ Stay Connected: https://www.credibly.com/ https://twitter.com/credibly360?lang=en https://www.linkedin.com/company/credibly/ https://www.facebook.com/RetailCapitalUS https://www.youtube.com/@Credibly https://open.spotify.com/show/6MBiWk440MOKy1Z4oMBagM Ryan Rosett, Founder & Co-CEO of Credibly https://www.linkedin.com/in/ryan-rosett-262b642/

Explore the world of invoice financing for small businesses in this podcast. Learn how this financial tool can help manage cash flow challenges when customer payments are delayed. We delve into the mechanics of invoice financing, its benefits, and the application process. It's an essential listen for entrepreneurs seeking effective strategies to ensure smooth operations and facilitate growth in their businesses. Full article: https://www.credibly.com/guides/invoice-financing/ Stay Connected: https://www.credibly.com/ https://twitter.com/credibly360?lang=en https://www.linkedin.com/company/credibly/ https://www.facebook.com/RetailCapitalUS https://www.youtube.com/@Credibly https://open.spotify.com/show/6MBiWk440MOKy1Z4oMBagM Ryan Rosett, Founder & Co-CEO of Credibly https://www.linkedin.com/in/ryan-rosett-262b642/

Discover the pathway to enhanced profitability without starting anew in our latest podcast episode. We dive into the most profitable business sectors, from e-commerce to consulting, teaching online courses, accounting, and social media marketing. Learn how leveraging existing resources and expertise can unlock new revenue streams and significantly boost your business's income. Perfect for entrepreneurs seeking practical, effective strategies to grow their business. Tune in for insightful tips and expert advice on making the most of your current business model. Full article: https://www.credibly.com/incredibly/most-profitable-businesses Stay Connected: https://www.credibly.com/ https://twitter.com/credibly360?lang=en https://www.linkedin.com/company/credibly/ https://www.facebook.com/RetailCapitalUS https://www.youtube.com/@Credibly https://open.spotify.com/show/6MBiWk440MOKy1Z4oMBagM Ryan Rosett, Founder & Co-CEO of Credibly https://www.linkedin.com/in/ryan-rosett-262b642/

Unlock the secrets of profitability with our latest podcast episode, where we delve into the intricacies of profit margins. Learn about the three key types - gross, net, and operating profit margins, and understand how they can serve as vital indicators of your business's financial health. We simplify the complex formulas and provide real-world examples to make it relevant for businesses of all sizes. Tune in to gain insights that could transform your approach to measuring and enhancing your company's profitability. Whether you're a seasoned entrepreneur or just starting, this episode is a must-listen for anyone looking to navigate the financial aspects of business with confidence and clarity. Full article: https://www.credibly.com/incredibly/profit-margin/ Stay Connected: https://www.credibly.com/ https://twitter.com/credibly360?lang=en https://www.linkedin.com/company/credibly/ https://www.facebook.com/RetailCapitalUS https://www.youtube.com/@Credibly https://open.spotify.com/show/6MBiWk440MOKy1Z4oMBagM Ryan Rosett, Founder & Co-CEO of Credibly https://www.linkedin.com/in/ryan-rosett-262b642/

Dive into the essential guide for small business owners on the 9 questions to ask when hiring a collection agency. From ensuring certified collectors to understanding legal infrastructure, we cover everything to help you make an informed choice. Learn how to protect your business interests, maintain reputation, and secure your finances. Join us as we turn a daunting task into a strategic business decision. Full article: https://www.credibly.com/incredibly/how-to-hire-a-collection-agency-for-small-business/ Stay Connected: https://www.credibly.com/ https://twitter.com/credibly360?lang=en https://www.linkedin.com/company/credibly/ https://www.facebook.com/RetailCapitalUS https://www.youtube.com/@Credibly https://open.spotify.com/show/6MBiWk440MOKy1Z4oMBagM Ryan Rosett, Founder & Co-CEO of Credibly https://www.linkedin.com/in/ryan-rosett-262b642/

Dive into the world of small business financing with our discussion on “Is a small business loan secured or unsecured?” We unravel the complexities of secured and unsecured loans, guiding you through the advantages and drawbacks of each. Whether you're a seasoned business owner or just starting, this episode offers valuable insights into making the right financial choices for your business. Join us as we explore how to balance risk, creditworthiness, and loan terms to secure your business's future. Full article: https://www.credibly.com/incredibly/are-small-business-loans-secured-or-unsecured Stay Connected: https://www.credibly.com/ https://twitter.com/credibly360?lang=en https://www.linkedin.com/company/credibly/ https://www.facebook.com/RetailCapitalUS https://www.youtube.com/@Credibly https://open.spotify.com/show/6MBiWk440MOKy1Z4oMBagM Ryan Rosett, Founder & Co-CEO of Credibly https://www.linkedin.com/in/ryan-rosett-262b642/

Dive into the world of the best unsecured business loans with our latest podcast. We explore the essentials of unsecured financing, differentiating it from secured options and offering clarity on various loan types like term loans, merchant cash advances, SBA loans, and more. Understand the pros and cons, and what it means for your business. Perfect for entrepreneurs and business owners navigating the complex terrain of business financing. Join us for insights that could shape your business's financial future. Full article:https://www.credibly.com/guides/unsecured-business-loans/ Stay Connected: https://www.credibly.com/ https://twitter.com/credibly360?lang=en https://www.linkedin.com/company/credibly/ https://www.facebook.com/RetailCapitalUS https://www.youtube.com/@Credibly https://open.spotify.com/show/6MBiWk440MOKy1Z4oMBagM Ryan Rosett, Founder & Co-CEO of Credibly https://www.linkedin.com/in/ryan-rosett-262b642/