The Ramsey Show

📱Download your Ramsey Network App for free today!   Dave Ramsey & Dr. John Delony answer your questions and discuss: "Can my mother-in-law take away a trust?" "Should I take a year off from work to get a degree?" "Can we be gazelle intense about paying off our home?" "How can I develop a spirit of contentment?" "Should I talk my husband out of buying a car?" "How do I ask my dad to pay what he owes me?" Support Our Sponsors: Christian Healthcare Ministries: Find out more at CHMinistries.org/budget Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.  BetterHelp: betterhelp.com/Delony to get 10% off your first month   The Wellness Company: twc.health/ramsey for 15% off medical emergency kit Health Trust Financial: Health Trust Financial: Discover Top Health Insurance Plans, All in One Place. Next Steps 🏠 Find a Trusted Real Estate Agent 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ☎️ Share your thoughts on The Ramsey Show & more! 💵 Start your free budget today. Download the EveryDollar app! 📚 Teach Kids About Money!  🏠 Find a Ramsey Trusted Real Estate Agent Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Start your free budget today. Download the EveryDollar app! Jade Warshaw & Dr. John Delony answer your questions and discuss: "My credit card debit is ruining my family," Jade & John's takeaways from the presidential debate, "How do I teach my kids healthy money habits?" "Should I cash out my whole-life policy?" "I feel stuck and don't know how to invest," "How do I get my wife on board to pay off debt?" Support Our Sponsors: Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today. Yrefy: Call 844-2-RAMSEY or go to Yrefy.com/Ramsey Christian Healthcare Ministries: Find out more at CHMinistries.org/budget Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 💼 For business and leadership insight, listen to The EntreLeadership Podcast. 📈 For help with investing, get connected with a SmartVestor Pro.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Start your free budget today. Download the EveryDollar app! Dave Ramsey & Rachel Cruze answer your questions and discuss: "How do I move forward after getting fired?" "When is the right time to buy a house?" "I make $100K and live paycheck-to-paycheck," Who is responsible for paying Parent PLUS loans: students or parents? Dave responds to Rachel and Ken's advice about selling Taylor Swift tickets (his answer may surprise you) Support Our Sponsors: Health Trust Financial: Discover Top Health Insurance Plans, All in One Place. BetterHelp: betterhelp.com/Delony to get 10% off your first month   Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.  NetSuite: Free KPI checklist, visit netsuite.com/Ramsey  Next Steps 🏠 Free Tools & Resources to Reach Your Home Goals 🏘️ Find a Trusted Real Estate Agent 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 💼 To start using the EntreLeadership System to grow your small business, download our FREE Getting Started Guide today. 📈 For help with investing, get connected with a SmartVestor Pro.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Start your free budget today. Download the EveryDollar app! Dave Ramsey & Ken Coleman answer your questions and discuss: "How do I get my husband to talk about money?" "I have nothing in retirement, what do I do?" "How do I get my mother-in-law to move out?" "What's the right way to ask for a pay raise?" "How do I find a healthy work/life balance?" Dave & Ken interview millionaires to find out how they built their wealth Support Our Sponsors: Churchill Mortgage: Get started at ChurchillMortgage.com Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.  BetterHelp: betterhelp.com/Delony to get 10% off your first month   Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📈 For help with investing, get connected with a SmartVestor Pro.  ☂️ Get the right insurance without breaking the bank. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Start your free budget today. Download the EveryDollar app! Dave Ramsey & George Kamel answer your questions and discuss: "How do I stop my mom from taking my grandma's money?" Why no one accidentally wanders into success, "I'm jealous of my friends who don't have student loans," Dave weighs in on a previous call that George & Jade took, "Is the American Dream still possible?" Support Our Sponsors: Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.  NetSuite: Free KPI checklist, visit netsuite.com/Ramsey BetterHelp: betterhelp.com/Delony to get 10% off your first month Health Trust Financial: Discover Top Health Insurance Plans, All in One Place. Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ☂️ Get the right insurance without breaking the bank. 📈 For help with investing, get connected with a SmartVestor Pro.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Start your free budget today. Download the EveryDollar app! Dave Ramsey & Dr. John Delony answer your questions and discuss: "I'm trapped in a bad lease," When you should and shouldn't use your 401(k), Why you need to choose your friend carefully, "How can I force the sale of an inherited house?" "How do I stay motivated to pay off debt?" "Does the Bible allow for earning interest?" Support Our Sponsors: BetterHelp: https://www.betterhelp.com/Delony to get 10% off your first month   Health Trust Financial: Discover Top Health Insurance Plans, All in One Place. Churchill Mortgage: Get started at ChurchillMortgage.com Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.  Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ☂️ Get the right insurance without breaking the bank. 📈 For help with investing, get connected with a SmartVestor Pro.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Start your free budget today. Download the EveryDollar app! Jade Warshaw & George Kamel answer your questions and discuss: "I was scammed after taking out a HELOC and lost $150k," This common mistake could cost you millions of dollars, "How can I fix my past mistakes in my marriage?" "My employer is underpaying me," "Can I use a personal loan to pay off a credit card?" "An ex-employee is still driving my company car" Support Our Sponsors: Churchill Mortgage: Get started at ChurchillMortgage.com Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.  Health Trust Financial BetterHelp: https://www.betterhelp.com/Delony to get 10% off your first month Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📈 For help with investing, get connected with a SmartVestor Pro.  🚢 The Live Like No One Else Cruise is booking fast!  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Start your free budget today. Download the EveryDollar app! Dave Ramsey & Ken Coleman answer your questions and discuss: "Is it ever okay to spend $50k on a trip?" "My dad wants me to pay for his life insurance..." "Should we buy a house if we're going to move in 4 years?" "We disagree about paying off our cars," "We make $400K but can't pay extra on debt," "I co-own a house with my girlfriend's parents..." "My employer wants me to stop my side hustle" Support Our Sponsors: Zander: Go to zander.com or call 800-356-4282 for a fast and easy quote today. Health Trust Financial BetterHelp: betterhelp.com/Delony to get 10% off your first month Next Steps 🏠 Selling Your House? Check out one of our Ramsey Trusted Real Estate Agents 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🎟️ Reserve your seat for Summit 2025 today! 🚢 The Live Like No One Else Cruise is booking fast!  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Start your free budget today. Download the EveryDollar app! Dave Ramsey & Rachel Cruze answer your questions and discuss: "I did a bad deal with my parents and now I'm not getting paid," "Is it possible to build wealth while renting?" Why you don't need to build your credit score if you don't plan on borrowing money, "I'm tired of paying so much in taxes..." "My husband gambled away our HELOC," "My wife is a compulsive shopper" "What can I do to stop overdrafting my account?" Support Our Sponsors: BetterHelp NetSuite Zander Insurance Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🚢 The Live Like No One Else Cruise is booking fast!  📚 Teach Kids About Money!  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Start your free budget today. Download the EveryDollar app! Dave Ramsey & Dr. John Delony answer your questions and discuss: "How can I operate my business without debt?" "Can we move to get out of my wife's toxic job situation?" The best way to "lower" credit card debt, Insurance vs. investments, "Everyone seems to be winning except me," Dave's message to congress Support Our Sponsors: NetSuite Zander Insurance Christian Healthcare Ministries Churchill Mortgage Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📖 Your summer reading list is here. Don’t miss these (cool) summer reads! Beat the heat with bestselling books that will make 2024 your best summer yet.  🚢 The Live Like No One Else Cruise is booking fast!  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Start your free budget today. Download the EveryDollar app! Dave Ramsey & George Kamel answer your questions and discuss: "Should we combine finances in our unique situation?" "My girlfriend will lose her pension if we get married..." "My rent is more than my income, what can I do?" "When will the overbidding on houses end?" "Should I stay at my job until they close?" "Does it make sense to pay off my mortgage?" Support Our Sponsors: Zander Insurance BetterHelp Yrefy Health Trust Financial Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📚 Teach Kids About Money!  🚢 The Live Like No One Else Cruise is booking fast!  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Start your free budget today. Download the EveryDollar app! George Kamel & Dr John Delony answer your questions and discuss: Getting back on your feet after a divorce, "Should I pause the Baby Steps to go to Money & Marriage?" "What does a live well lived really mean?" When and how to combine finances when you get married How to help an elderly parent plan for the future, Making $88K and we can't afford to pay our debt. Support Our Sponsors: NetSuite Zander Insurance BetterHelp Health Trust Financial Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ☂️ Get the right insurance without breaking the bank. 🏠 Find a Ramsey Trusted Real Estate Agent 🚢 The Live Like No One Else Cruise is booking fast! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Jade Warshaw & Ken Coleman answer your questions and discuss: "Should I loan my girlfriend money?" Protecting yourself from a data breach, "How do I protect myself and my investments?" "I bought a truck for $88K and two years later it's only worth $50K," Buying a home in a hot market, Helping an elderly parent with finances. Support Our Sponsors: Christian Healthcare Ministries BetterHelp Zander Insurance Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏠 Find a Ramsey Trusted Real Estate Agent 🚢 The Live Like No One Else Cruise is booking fast! ☂️ Get the right insurance without breaking the bank. 🏡 Use the Mortgage Calculator to see how much house you can afford! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Ken Coleman & Rachel Cruze answer your questions and discuss: "I am $470K in debt and drowning" "Is there a responsible way to go into debt?" Selling Taylor Swift tickets to pay off debt, Watch the trailer Mike Rowe's new movie Something to Stand For A 14-year-old entrepreneur looking to expand, Getting sent to collections... in Europe Support Our Sponsors: Zander Insurance Health Trust Financial Churchill Mortgage Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🚢 The Live Like No One Else Cruise is booking fast!  📄 Will an online will work for you? 🏠 Find a Ramsey Trusted Real Estate Agent Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dr. John Delony & George Kamel answer your questions and discuss: What to do when you second guess your life choices, Mutual funds vs. index funds, "Should I save for a house or for a business?" Slowing down the debt payoff when life happens, "Should I break my lease if I can't afford my rent?" Support Our Sponsors: BetterHelp Yrefy NetSuite Zander Insurance Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📄 Will an online will work for you? 🏠 Find a Ramsey Trusted Real Estate Agent 🚢 The Live Like No One Else Cruise is booking fast!  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! George Kamel & Jade Warshaw answer your questions and discuss: Why you should wait until after marriage to pay on each other's debt, Paying for higher education, "Do I really need health insurance?" Trading better pay for no growth opportunity "My mom wants me to go back to college, should I" Support Our Sponsors: Churchill Mortgage Zander Insurance Health Trust Financial BetterHelp Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏠 Find a Ramsey Trusted Real Estate Agent 🚢 The Live Like No One Else Cruise is booking fast!  ☂️ Get the right insurance without breaking the bank. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dr. John Delony & Ken Coleman answer your questions and discuss: "How do I cut the financial umbilical cord with adult kids?" "Should my fiancée and I combine banks now?" "I'm over $900k in debt, what can I do?" "How do I deal with my husband's impulse spending," "Why you should sometimes let your kids fail," "Should I leave before more layoffs happen?" Support Our Sponsors: Zander Insurance Yrefy Health Trust Financial BetterHelp Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📖 Beat debt and build wealth with the new The Total Money Makeover Updated and Expanded 20th Anniversary Edition! 🏠 Find a Ramsey Trusted Real Estate Agent Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dr. John Delony & Jade Warshaw answer your questions and discuss: "My kids don't make enough to pay their bills," "What's the right time to upgrade my house?" "I feel like I'm a financial burden to my husband," "I don't feel motivated to pay off my house," "I can't afford to put gas in my car" "Talk me off the ledge of buying this car..." Support Our Sponsors: Churchill Mortgage Zander Insurance BetterHelp Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏠 Find a Ramsey Trusted Real Estate Agent 📖 Beat debt and build wealth with the new The Total Money Makeover Updated and Expanded 20th Anniversary Edition!   Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Jade Warshaw & Ken Coleman answer your questions and discuss: "How do I explain why I was fired from a job?" "What's the best way to buy a car?" "We have buyer's remorse about our home," "Am I wrong for questioning our marriage?" "Should my husband buy his dream car for $150k?" "I have no debt but I'm still worried about money," Support Our Sponsors: NetSuite BetterHelp Zander Insurance Health Trust Financial Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📖 Beat debt and build wealth with the new The Total Money Makeover Updated and Expanded 20th Anniversary Edition! 🏠 Find a Ramsey Trusted Real Estate Agent Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Jade Warshaw & George Kamel answer your questions and discuss: "Should I stop my eBay customers from using BNPL to pay?" "How do I get into budgeting without getting overwhelmed?" Why you shouldn't take investing advice from social media, Why you should avoid a terrible new zero-down mortgage option, "Will I live paycheck-to-paycheck forever?" Support Our Sponsors: Zander Insurance Health Trust Financial Churchill Mortgage Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📖 Beat debt and build wealth with the new The Total Money Makeover Updated and Expanded 20th Anniversary Edition! 🏠 Find a Ramsey Trusted Real Estate Agent Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy