📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
📱Watch the full episode for free in the Ramsey Network app.
Dave Ramsey & Rachel Cruze answer your questions and discuss:
"Our advisor is telling us not to pay off our home,"
"How do banks let people get so many credit cards?"
"How do I stay disciplined in Baby Step 2?"
"How do I stop wasting my income?"
My husband wants us to take out a mortgage for his daughter,"
Support Our Sponsors:
🌱 Get 10% off your first month of BetterHelp
◎ Get 10% off Byrna product bundles and more!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
💤 Visit Helix Sleep for special offers!
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!
Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
🛒 Shop weeklong Cyber Monday deals starting at $10!
🏠 Get organized and prepared to buy or sell a home.
💵 Start your free budget today. Download the EveryDollar app!
🎁 Cyber Monday Extended Deals as low as $8
🎄 Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!
Listen to more from Ramsey Network
🎙️ The Ramsey Show
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💸 The Ramsey Show Highlights
💰 George Kamel
💼 The Ken Coleman Show
📈 EntreLeadership
Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy
TLDR
Devin Friedman, Sarah Rieger, Matthew Karasz