Morgan Roberts - Insurance isn't boring

Morgan Roberts is a multi-award-winning car and home insurance broker. She’s been selling insurance for nearly ten years and was recently appointed the director of sales at Ratehub Inc.’s brand new brokerage - RH insurance (https://www.rhinsurance.ca).

[1:13 - 4:13] MONEY MISTAKE OR MAKEUP - Canadian tire returns, buying too many clothes, juice cleanse

QUESTIONS

[4:14 - 6:18] Why did you switch careers for insurance?

[6:19 - 7:08] What do you love about being an insurance broker?

[7:10 - 8:29] What’s the top skillset for an insurance broker?

[8:30 - 10:04] What are the secrets to being a great broker?

[10:05 - 12:24] Why should Canadians care about insurance?

[12:25 - 13:33] Why aren’t Canadians more hands-on with their insurance?

[13:34 - 15:15] A little bit about tenant’s insurance

[15:16 - 16:44] How much contents insurance do I need?

[16:45 - 17:40] Comparing cell phones to insurance

[17:41 - 18:26] A car insurance mistake you might be making

[18:27 - 21:11] The one thing people forget to ask to get cheaper insurance

[21:12 - 22:06] What is telematics? What is sewer backup? What is overland water?

[22:07 - 29:21]

Myths and misconceptions about car insurance

Let’s get into some truths and falsehoods about car insurance.

• Will my insurance company find out about a ticket or car accident?
• Do I need to ask if I can drive for Uber or deliver food?
• Does my postal code impact my insurance rate?
• Does how much you drive affect your insurance rate?
• Do speeding tickets under 15km affect my insurance rate?
• Do my car insurance rates go up after a claim?
• Who determines fault in an accident?
• Does car insurance follow the person or the car?
• With usage-based insurance, will my rates go up for bad driving?

[29:22 - 32:39] What does the future look like for car insurance?

[32:40 - 38:24] What are some mistakes people make with their insurance?

[38:25 - 47:24] RAPID FIRE QUESTIONS

• What’s in your wallet?
• A book everyone should read?
• What was your first job and what did you learn from it?
• What is a commonly held belief about your industry or space that you passionately disagree with?
• If you had one tweet that everyone in the world would read, what would it say?
• What’s your number (to walk away from it all and live financially independent, never worry about money again?)
• What do you want to be known for when you die?

[47:25 - 48:18] Outro